Step 1 of 4
Consultation
Free 30-minute assessment with a senior broker
Asset-Backed Lending
Asset Finance Dubai
Vehicles, equipment, and machinery on balance sheet
What is it?
Lenders register security over the financed asset and may require insurance assignments. Amortisation schedules typically follow economic depreciation rather than arbitrary tenors.
We coordinate valuations, supplier invoices, and disbursement mechanics so assets are funded without disrupting supplier relationships.
Corporate fleets and SME equipment purchases both fall under this umbrella, with different policy limits per institution.
Who it's for
- Logistics operators expanding commercial fleets
- Manufacturers replacing or upgrading production equipment
- Construction firms financing heavy machinery with identifiable serial numbers
- Any borrower preferring secured structures to optimise cost of funds
Our process
Step 2 of 4
Shortlisting
We match your profile against 50+ institutions
Step 3 of 4
Application
Full documentation prepared and submitted for you
Step 4 of 4
Disbursement
Funds confirmed and transferred to your account
Frequently asked questions
Yes, subject to age, hours of operation, and residual value. Third-party valuations are typically required.
Some partners offer structured bullets where cash flows support a final payment. Availability depends on credit policy.
Borrowers usually place cover naming the financier as loss payee. We share standard wording expectations up front.
Early settlement quotes and discharge processes vary. We explain prepayment mechanics before you sign.
Yes, with clear invoices, customs documentation, and insurable interest. Lead times and currency exposure are factored into the lender narrative.
Fleet and executive car programmes are supported where policy allows. We compare residual-value assumptions across partners.
Structures vary by bank-reducing balance is common. We translate profit-rate or conventional pricing into comparable total cost for decision-makers.
Sometimes, via master agreements or schedules of assets. Structure depends on concentration limits and cross-collateralisation policy.
Direct supplier payments or reimbursement after invoice verification are both used. We align mechanics with your procurement process.
We arrange introductions as a CBUAE-licensed financing broker. Individual products are originated and serviced by licensed financial institutions.
Ready to Start
Prefer a live conversation?
We can walk through structures, timelines, and documentation on a short call-or use the contact form to send a note.
Free first reviewOne business day response