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Consultation
Free 30-minute assessment with a senior broker
Mortgage & Property
Mortgage Broker Dubai
Residential, investment, and commercial property solutions
What is it?
Mortgage and property finance covers facilities secured against completed or under-construction real estate. Eligibility depends on income verification, loan-to-value limits, and stress-tested affordability.
We explain how different banks treat bonuses, self-employment income, and rental yields so you can choose a programme aligned with your documentation profile.
Off-plan and investment purchases often have specific policy overlays; we surface those early to avoid surprises at credit committee.
Who it's for
- Salaried residents financing a primary residence or second home
- Investors seeking buy-to-let mortgages with documented rental assumptions
- Business owners financing owner-occupied or investment commercial units
- Buyers considering off-plan purchases with developer-linked payment plans
Our process
Step 2 of 4
Shortlisting
We match your profile against 50+ institutions
Step 3 of 4
Application
Full documentation prepared and submitted for you
Step 4 of 4
Disbursement
Funds confirmed and transferred to your account
Frequently asked questions
Both exist across partner banks. We outline the implications for early repayment, refixing, and instalment stability before you commit.
Some institutions offer programmes for non-residents with higher equity contributions and specific documentation. Availability changes with policy cycles.
Expect KYC, income proofs, bank statements, property details, and developer agreements where applicable. We provide a checklist tailored to your profile.
Partner banks bundle mandatory covers in most programmes. We highlight what is compulsory versus optional so you can compare total cost of ownership.
LTV caps depend on property type, residency, income documentation, and bank policy. We compare eligible programmes so you understand equity required before you reserve a unit.
Switching usually means a new application and fresh fees. We help you compare total cost across banks up front to reduce the need to restart later.
Banks assess developer strength, construction progress, and your equity tranche. We explain policy differences where payment plans overlap mortgage disbursements.
Yes, for owner-occupied and investment commercial units where rental contracts and valuations support the request. Pricing differs from residential programmes.
Expect valuation fees, processing fees, insurance, and sometimes early settlement penalties depending on product. We summarise all-in cost before you sign.
Many banks allow joint income for servicing tests where documentation is clear. We confirm each partner's policy on combining incomes and liabilities.
Ready to Start
Prefer a live conversation?
We can walk through structures, timelines, and documentation on a short call-or use the contact form to send a note.
Free first reviewOne business day response